We have financing options for most credit scores.

(You just need a legal place to put your Tiny Home. We can even help you finance the land).

Learn how to finance a Clever Tiny Home

Spotlight Lender: 21st Mortgage

21st is the leading Tiny Home and mobile home lender nationwide. We are an approved retailer and manufacture within 21st Mortgage's network. They can finance just a Clever Tiny Home or both the home and land together.  We work closely with 21st Mortgage to make sure the process runs smoothly.

Most Credit Scores

21st Mortgage can lend against a wide range of credit scores (other requirements and conditions apply)

Legal Place to Put Home

You must have a legal place for us to permanently install your home.

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Other Financing Options

RV Loan (CA Only)

If you live in California, own property and/or have good income you may qualify for an RV Loan through our partner, Wheelhouse Credit Union. RV Loans provide more flexibility in terms of where you place your Tiny Home but do require good income and collateral. Contact us to learn more.

HELOC (Home Equity Line of Credit)

If you own a home, you may be able to get a HELOC from our partners at USAlliance. In addition to funding your Clever Tiny Home, this can also fund site preparation and other property improvement work.